Matthew Bull

Why I do what I do

I have always been interested in finance, and in particular investing, but came to the financial planning industry relatively late in life, at the ripe old age of 36.  I come from what could best be described as a working class background.  My parents were never well off, but we never went without.  Having to “earn” everything in life certainly taught me the value of things.  Not just monetary values, but life values such as hard work, integrity, and family values.

Without the benefit of having completed formal schooling (I left school after Year 10 at the age of 16), one might have said that my future career prospects were less than bright.  But upon reporting for my first day of work at the Commonwealth Bank in Pyrmont, the wise old Bank Manager (this was back in the days when bank managers were, old and wise) promptly informed me that if I was going to work in his branch, I would be off to night school to study banking & finance.  And therein began a lifelong love of learning which continues to this day.

From TAFE to university, followed by further study to become a Certified Practicing Accountant, then back to university for an MBA, it is fair to say that I have not taken the conventional path in life.

It was in 2006 whilst living and working in Singapore that I first met Scott Douglas, one of the Directors here at IMFG.  Scott introduced me to financial planning and taught me the ropes whilst I studied to become a qualified financial planner.

I enjoyed it immediately as it gave me the opportunity to combine technical skills with what is, at the end of the day a very human business.

 A few things about me

  • I am married with two young children who occupy most of my time outside of work.
  • In 1997 I went to live and work in Singapore for a year (back then they weren’t called gap years, but in hindsight I guess that’s what it was).  Thirteen years later I returned to Australia with a wife, two children, several mortgages, and a lot less hair!
  • I enjoy reading non-fiction and in particular history and biographies.
  • One of my regular summer indulgences is an early morning swim from Manly to Shelley Beach and back with the “Bold & Beautiful” crowd.  Being at any beach at sunrise is a real treat, but Manly is often spectacular.


  • Bachelor of Commerce (Banking & Finance) – University of Canberra
  • Master of Business Administration (MBA) – Macquarie University
  • Chartered Accountant (CA) – Chartered Accountants Australia and New Zealand
  • Financial Planning Specialist (FPS) – CPA Australia

Identity McIntyre Pty Ltd and its specialist financial advisers Angus Dockrill, Scott Douglas, Dan Blatch, Lisette Walsh, Matthew Bull, Glen James and Martyn Carroll are authorised representatives of Apogee Financial Planning Limited, Australian Financial Services Licensee Registered Office at: 105 - 153 Miller Street North Sydney NSW 2060. These representatives are trading as IMFG.

Lending Corp Pty Ltd and Matt Clayton are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence 390222 Registered Office at: Level 26,111 Eagle Street, Brisbane QLD 4000. These representatives are trading as IMFG Mortgages

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